By downloading or using Subskuy, these terms will automatically apply to you – you should make sure therefore that you read them carefully before using the app.
The app itself, and all the trade marks, copyright, database rights, and other intellectual property rights related to it, still belong to Arunaka. You are not allowed to copy or modify the app, any part of the app, or our trademarks in any way.
Subskuy is a tool for personal finance management. It is not a financial advisor. The app is provided "as is". We are not responsible for any missed payments, overdraft fees, or financial losses resulting from reliance on the app's notifications or calculations. You are responsible for your own bills.
Cloud Sync is an optional feature. If you choose not to use it, your data exists only on your device. We are not liable for data loss caused by lost devices, app uninstallation, or corruption of local data.
Arunaka is committed to ensuring that the app is as useful and efficient as possible. For that reason, we reserve the right to make changes to the app or to charge for its services, at any time and for any reason. We will never charge you for the app or its services without making it very clear to you exactly what you're paying for.
We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.
These Terms shall be governed and construed in accordance with the laws of Indonesia, without regard to its conflict of law provisions.